Contactless payment has become standard at most businesses. Simply tap your card or phone at the terminal for purchases under 50 euros. Chip-and-PIN remains the backup method; ensure your card has a working PIN.
Some situations still require cash: small cafes and bakeries, market vendors, street food, public transportation ticket machines (though many now accept cards), and tipping. Very small purchases may have minimum card amounts.
Inform your bank of your travel dates to prevent fraud alerts blocking your card. Withdrawing cash from Multibanco ATMs offers good exchange rates, but your home bank may charge foreign transaction fees. Check your card terms before traveling.
Related Questions
- What Is Portugal's Currency?
- How Much Are Meals, Drinks, and Daily Expenses in Portugal?
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Insider-led Portugal Design & Concierge
Your insider team designs the trip around what you care about, then supports you in-country with private logistics, vetted partners, and concierge help when plans change.
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We believe travel is more than ticking destinations off a list – it's about discovering new places deeply, feeling connected wherever you go, and knowing you have a trusted team of local experts behind you every step of the way.




