ATMs (called Multibanco) are plentiful throughout Portugal and offer competitive exchange rates. Most accept international cards from major networks. Withdraw euros as needed rather than exchanging currency before your trip.
Credit cards work at hotels, restaurants, shops, and gas stations in cities and tourist areas. Visa and Mastercard have the widest acceptance; American Express is less commonly accepted. Some smaller cafes, market vendors, and rural businesses remain cash-only.
Contactless payment is increasingly common. If your card supports tap-to-pay, you will find it works at most terminals. Having some cash on hand remains useful for small purchases, tips, and places that do not accept cards.
Related Questions
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