The amount of cash you should carry depends on what your day or week entails. Prices are low on basic goods, food, and services in Indonesia. A budget backpacker can get away with the equivalent of $25-30 USD per day, while those seeking higher-end options can get by easily with double or triple that amount. Note that only Indonesian rupiah currency is accepted.
ATMs can be found in most developed areas if more cash is needed. Credit cards are becoming more commonly used in Bali. Most higher end restaurants, hotels, clubs, and shops accept credit cards. They are also accepted at many other locations. While many places take credit or debit cards, it’s best to carry cash to avoid 3-5 percent card surcharges and to remain safe from potential card skimming scams.
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