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Los CUCs versus los Pesos

Los CUCs, conocidos como "kooks" por la mayoría, se pueden encontrar en las siguientes denominaciones: 1, 3, 5, 10, 20, 50, y 100. Asimismo, existen monedas de 1, 5, 10, 25, y 50 centavos. Los viajeros tienen que convertir su moneda extranjera en CUCs al llegar a Cuba. La forma más sencilla de hacer esto es haciendo una parada en el sitio para cambio de divisas en el aeropuerto después de llegar a Cuba.

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Mientras viaja por la isla, trate de disponer de billetes pequeños a mano. Con frecuencia, las tiendas tendrán dificultades para cobrar billetes mayores a 10 CUC, así que es recomendable disponer de un fajo de billetes pequeños en su billetera. Si usted es un fotógrafo y desea dar una propina a sus individuos, es mejor utilizar monedas de 50 centavos o billetes de 1 CUC. Los CUC son más valiosos que los pesos cubanos para los locales, ya que tienen un valor mucho más alto.

Todos los empleados estatales reciben sus salarios en pesos cubanos. Hay 100 centavos por cada peso. Los pesos pueden usarse para comprar comida en los puestos callejeros cubanos - incluyendo pizza, sándwiches, y café - o para comprar frutas y vegetales en los mercados. En estos lugares, podría ser difícil que el proveedor le de su cambio en CUCs, por lo que sí será útil disponer de unos cuantos pesos a mano. Viajar en los buses locales también requerirá el uso de pesos.

En cuanto a la simbología, el peso a menudo es designado con el "$", sin embargo los CUCs también compartirán este símbolo algunas veces. Cuando no sepa cómo proceder, no dude en consultar cuál es la moneda aceptada.

Cambio de Moneda

Los viajeros podrán cambiar su moneda extranjera por los CUC en bancos, hoteles, y en los burós de cambios gestionados por Cadeca. Todos los cambios están sujetos a una comisión del 3 porciento. Si usted desea obtener pesos cubanos, usted también podrá intercambiar CUCs y su moneda extranjera por la moneda nacional en alguno de los burós de cambios de Cadeca. Tenga en cuenta que a la hora de cambiar dólares estadounidenses, usted está sujeto a una comisión adicional de 10 porciento - lo que resulta en un impuesto total del 13 porciento. Para evitar este cargo adicional del 10 porciento, cambie sus dólares estadounidenses en dólares canadienses o en euros antes de venir a Cuba.

Usted podría encontrar gente que le ofrecerá cambiar su dinero en la calle. No lo haga. Además de ser ilegal, usted tendrá mayores probabilidades de ser estafado.

Bancos, Cajeros Automáticos, Tarjetas de Crédito, y Cheques de Viajero

Todos los bancos cubanos son gestionados por el estado. Los bancos normalmente abren de lunes a domingo, desde las 8:00 a.m. hasta las 3:00 p.m. El Banco de Crédito y Comercio tiene ramas a través de toda la isla. El Banco Financiero Internacional atiende a los extranjeros; el Banco Metropolitano y el Banco Popular también ofrecen transacciones para extranjeros. Después de recibir dinero de un banco, siempre asegúrese de revisar su recibo y de contar el dinero.

Los cajeros automáticos pueden usarse durante las horas en las que los bancos están abiertos (algunos cajeros automáticos incluso podrían tragarse su tarjeta después de que el banco cierre). Muchos cajeros automáticos están conectados con Cirrus y demás sistemas internacionales. Aunque los estadounidenses ahora tienen permiso legal para utilizar tarjetas de crédito y débito en Cuba, el sistema electrónico no se encuentra al día con la ley - es muy poco probable que usted pueda tramitar con una tarjeta de débido o crédito estadounidense para retirar dinero de un cajero automático o de un banco en Cuba. Sin embargo, usted podría utilizar una tarjeta de crédito no-estadounidense para obtener adelantos en efectivo de otro banco (el límite es de 5,000 CUC).

Los hoteles, restaurantes destacados, y las tiendas principales a menudo aceptan tarjetas de crédito. Sin embargo, tenga en cuenta que las transacciones con tarjetas de crédito están sujetas a una comisión del 11 porciento de la compra realizada.

Los cheques de viajero podrán canjearse en bancos y en muchos hoteles. Además, algunas tiendas, restaurantes, y hoteles también aceptarán los cheques de viajero como una modalidad de pago.

Costos

Los gastos son un poco variables en Cuba debido a la fuerte mano del gobierno sobre la economía. Sin embargo, para el año 2015, esto es lo que usted podrá esperar pagar en general por los bienes y servicios en Cuba:

  • Las casas particulares tienen un costo de alrededor de 25 CUC por noche. En La Habana y demás ciudades principales, la tarifa suele rondar los 30 CUC por noche.

  • El costo de los hoteles varía dependiendo de la ubicación y la calidad. La mayoría tienen una tarifa que oscila entre los 100-300 CUC por noche.

  • Los desayunos en una casa usualmente rondarán los 5 CUC. Los almuerzos y las cenas en un restaurante pueden costar entre 5-25 CUC.

  • Los litros de agua tienen un valor de 1-2 CUC. Las cervezas locales pueden costar parecido.

  • El Internet en una oficina de Etecsa cuesta 4,50 CUC por hora. Los hoteles a veces pueden cobrar más.

  • Un viaje en taxi de 5-10 minutos usualmente le costará por lo menos 5-10 CUC.

Propinas

Los cubanos reciben salarios muy bajos - el trabajador promedio recibe alrededor de $20 por mes. Por esta razón, dar una propina a los proveedores de servicios es extremadamente importante. Asegúrese de dar una propina equivalente al 10 porciento a los meseros y a las meseras; lo mismo para los guías turísticos. Dar propina a los músicos es bienvenido, ya que esta es la fuente mayoritaria de ingresos que tienen.

Además, si usted se está alojando en una casa particular, es bueno dejar una pequeña propina para la familia. El estado se encarga de tomar una gran porción del dinero que los propietarios ganan, por lo que es recomendable proporcionar un poco de dinero extra a la familia con la que se está alojando por los servicios que brindan.

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Frequently asked questions

Can’t find the answer you’re looking for? Reach out to ourlocal experts.

Can I Bargain In Cuba?

It is considered impolite for foreigners to try to bargain or haggle with Cubans. Most Cubans live below the poverty line and make the equivalent of 17 USD per month.You can sometimes negotiate the price of your stay at a casa particular, but not always. It is acceptable to bargain with the driver of an un-metered taxi. Anything at a shop or a restaurant is non-negotiable.

Are Traveler's Checks Accepted in Cuba?

It is possible to use traveler’s checks in Cuba, but they are not considered a convenient way to carry money.To use traveler’s checks you need to have the receipt for the checks from the bank where you purchased them. You can only use traveler’s checks at banks, where you can exchange them for cash. If your traveler’s checks are from an American bank, you will have to pay the same expensive 10 percent charge that applies to exchanging American dollars.

Where Can I Exchange Moneyin Cuba?

Whatever you do, make sure not to exchange money on the street. You are likely to be cheated. Remember, Cuba has two currencies, the moneda nacional (national money) and the CUC, also known as the convertible peso. Money changers on the street are known for trying to trick visitors into exchanging their money for the much less valuable moneda nacional.Before you leave for Cuba make sure you have currency in something other than U.S. dollars. There is a hefty 10 percent charge to exchange American dollars into Cuban currency. In addition to the charge, the exchange rate is approximately 1 USD to 0.87 CUC. If you are leaving from the U.S., exchange your money for Canadian dollars (or another foreign currency) before you leave.

Once you arrive in Cuba, exchange your money at the local banks. In nearly every visitor destination and in most airports you will come across a casa de cambio (or “changing house”) called CADECA. It’s also possible to withdraw money from non-U.S. based credit cards and debit cards and exchange currencies at either a Banco de Crédito y Comercio or a Banco Financiero Internacional.

Remember that you will be stopped at customs if you try to export more than $5,000 of any type of currency. You are not allowed to take Cuban money with you when you leave. It is also hugely expensive to withdraw money from American banks at ATMs in Cuba, with 10 percent charges added to your bank’s international withdrawal fee.

Should I Leave Tipsin Cuba?

Tips are expected for tour guides, cab drivers, servers, and bar tenders. You should also tip your maids and porters. Remember, Cubans make extremely low wages, and your small tips will be a huge help for their personal economies.If you take a metered taxi ride, you should pay a 10 percent tip. It is best to only take taxis with meters, but if you choose to do otherwise, agree to the fare beforehand.

Tip your server 10 percent of the total cost of your stay. It’s common to tip servers 15 percent for excellent service.

Tip your hotel (or casa particular) maid around 1.50 CUC per day. You should tip hotel porters 1 CUC per guest. Be a little more generous if you have more than a few bags.

Tip bartenders around 1 CUC for every couple of drinks.

Give tour guides a 5 to 7 CUC tip. Tip museum guides 1 CUC.

How Much Are Daily Vacation Expenses in Cuba?

Traveling in Cuba can get pretty expensive, but you can make it affordable by knowing your options ahead of time.Hotels in Cuba can cost as little as 20 to 30 USD per night if you choose to stay in one of the privately owned casa particulares. For a nice resort you will pay as much as 200 USD per night. Mid-range hotels usually cost 60 to 70 USD per night.

State-run restaurants and roadside stands are your cheapest options for meals in Cuba. Food served in state restaurants is notoriously bland, and you will probably get tired of the menu options quickly. Privately owned restaurants called paladares cost around 15 USD per day.

If you want to hire a private car or pay for a taxi, you can expect to pay around 60 to 70 USD per day on transportation. Small Coco taxis are available in some Cuban cities, and are significantly cheaper. The most affordable way to travel in Cuba is the Viazul tourist bus. You can take a 3-hour bus ride that covers 185 miles (280 km) for around 20 USD. Domestic flights in Cuba cost around 60 USD.

Drinking can be quite cheap in Cuba. Domestic beer is especially cheap, and you can have a decent beer for a 1 or 2 USD. Cocktails are usually around 2 to 4 USD.

Entrance fees to museums and other sites of cultural interest cost approximately 5 USD. Visiting a cabaret or seeing a live performance can cost quite a bit more, depending on the performer. Budget around 60 USD for a night out on the town.

What Kinds of Gifts and Souvenirs Can I Findin Cuba?

Cuba's famous rum and cigars are the obvious choices. Remember that you can only bring back $400 worth of souvenirs, and you must have receipts for everything that you purchase. Only $100 of these can be for cigars, so choose your Cuban cigars carefully. Any cigars that you find on the black market are most likely to be fakes. Moreover, black market cigars won’t come with receipts.Go the art galleries in Havana and Santiago de Cuba, if only to browse the latest additions to Cuba’s art scene. Original works of art are exempt from the export restrictions on travelers. Varadero has a popular street market for art souvenirs – here you can buy distinctly Cuban crafts and paintings.

Cuba is known far and wide for its music. Look out for albums of Cuban jazz, salsa, and son music.

How Much Cash Should I Carryin Cuba?

Pickpocketing is fairly common in Cuba, so it is a good idea not to carry more than 100 USD. That should be more than enough to cover your meals, drinks, an overnight stay in a casa particular or a hotel, tips, small souvenirs, as well as tours and entrance fees.

Are Credit Cards Accepted in Cuba?

There are still prohibitions against using US-issued Visas and Mastercards. Make sure you bring cash to spend. Keep in mind that some businesses, especially those in rural areas, only accept cash.If you choose to use a debit card abroad, check with your bank to learn how much of a fee they will charge for an overseas withdrawal. The fee for withdrawing money from the ATM will probably be higher in Cuba than it is at home. Withdrawing money from an American bank is especially expensive, and comes with a whopping 10 percent fee.

Are There Tourist Taxes in Cuba?

The only tourist tax is the departure tax, and as of May 2015 the departure tax is included in the cost of your airline ticket. The exit tax costs 25 USD.

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