Are Credit Cards Accepted in Cambodia?
Credit cards are accepted at upscale hotels, restaurants, and shops in major tourist areas, though Cambodia remains largely a cash-based economy. Visa and Mastercard are most widely accepted, while American Express has limited acceptance.
Most luxury hotels, high-end restaurants, and international businesses in Phnom Penh and Siem Reap accept credit cards, often with a 2-3% surcharge. However, smaller establishments, markets, tuk-tuk drivers, and vendors outside major tourist centers typically require cash.
ATMs are widely available in cities and tourist areas, dispensing both U.S. dollars and Cambodian Riel. Foreign card withdrawals are typically in dollars only. ATM fees range from $3-5 per transaction, and your home bank may charge additional foreign transaction fees. Notify your bank before traveling to prevent card blocks due to unusual international activity.
For a worry-free trip, carry a mix of cash dollars and a credit card as backup. Having $200-300 in cash upon arrival is recommended.
Related Questions
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- Where Can I Exchange Money in Cambodia?
- How Much Cash Should I Carry in Cambodia?
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