Are Credit Cards Accepted in Ecuador?

Credit cards are accepted at many restaurants, hotels, and shops, especially if they are of the higher-end variety. Visa and MasterCard are the most commonly accepted types, although American Express and Diners Club are accepted by some establishments. Do note, however, that some businesses will add a 5 to 10 percent surcharge for using a credit card. Small stores, supermarkets, restaurants, and remote hotels often only accept cash.

Before traveling abroad, we recommended contacting your bank to let them know where you will be traveling. This way your bank won’t freeze your credit card when it sees transactions made in a foreign country. It is also advisable to check with your credit card company to see if there are additional charges for international transactions, including ATM fees.